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Business Banking

Financial infrastructure
built for growth.

From sole traders to enterprises — the tools to manage cash flow, pay your team, and access capital.

Business Products

Everything your business
needs to scale.

Atlantic Capitals gives businesses of every size the banking infrastructure to move fast — from daily transactions to multi-million credit facilities.

Business Checking

Zero-fee business checking with unlimited transactions, multi-user access controls, real-time cash flow visibility, and dedicated account support.

Zero fees

Business Savings

High-yield savings with tiered interest rates. The more you maintain on deposit, the higher your rate — automatically.

Tiered yield

Credit Lines

Revolving credit facilities from $10,000 to $5,000,000. Fast approval, transparent rates, no origination fees. Draw when you need it, repay as cash flows.

$5M limit

Payroll Solutions

Integrated payroll for teams of any size. Automated direct deposit, tax filing, and compliance — managed inside your banking dashboard.

Full compliance

Merchant Services

Accept card payments in-store and online. Competitive processing rates, next-day settlement, and detailed transaction reporting.

Next-day funds

Business Analytics

Real-time P&L dashboards, expense categorisation by team or project, and exportable reports formatted for your accountant or auditor.

Live dashboards
Business team reviewing finances
Business Lending

Capital when
you need it most.

Atlantic Capitals offers a full range of business loan products — from working capital lines that flex with your revenue cycle, to long-term term loans for major investments. No hidden fees, no surprises.

Term Loans — $25K to $5M1–10 year terms, fixed or variable rates.
SBA LoansGovernment-backed financing with favorable terms and lower rates.
Equipment FinancingFinance machinery, vehicles, and technology with flexible repayment.
Commercial Real EstatePurchase or refinance commercial property at competitive rates.
Talk to a Business Banker
$5MMax Credit Line
48hrLoan Approval
0%Origination Fees
24/7Dedicated Support
Get Started Free

Scale Your Business With Confidence

Open a business account in under 10 minutes. Talk to a dedicated banker the same day.

Open Free Account Talk to a Banker
FDIC Insured 256-bit SSL 24/7 Support Zero Fees